JAMISON LAW, LLC
Call For Case Review 937-435-4000

You Have the Right to Know Why You Were Denied Credit

If you have been denied access to credit, or offered less favorable terms, it is very important that you promptly request a written explanation of why you were denied credit, or offered a higher interest rate than you deserve. You have the right to receive this information under the Equal Credit Opportunity Act. But, you must request this information from the creditor within 60 days.

As soon as you are denied credit, write a letter to the creditor asking for a written explanation of why you were denied credit or offered less favorable credit terms. Send the letter by certified mail, return receipt requested. Be sure to keep copies of all correspondence to and from the creditors, as well as the certified receipt of delivery to the creditor.

If you are denied employment or insurance based on information contained in your credit report, it is advisable to send a similar letter to the employer or insurance company, asking for additional details, as well as a copy of the consumer report upon which they relied in making their decision.

If you have additional questions, contact JAMISON LAW today for a case review.

Share This Page:

Firm News

December 7, 2017 The Equifax Breach Aftermath …
As you probably recall, on September 7, 2017, Equifax announced that it had suffered one of the largest security...
More
November 22, 2017 Happy Thanksgiving!
We at JAMISON LAW, LLC are thankful for another great year of assisting people to protect their legal rights against...
More
November 15, 2016 Attorney Mandy A. Jamison Joins the American Law Society
JAMISON LAW, LLC is pleased to announce that Attorney Mandy Jamison has joined the American Law Society. The American...
More
Quick Contact Form - Tab
Captcha Image