Call For Case Review 937-435-4000

Outdated Information on Credit Report

Outdated Information on Your Consumer Credit Report?

Contact JAMISON LAW today for a Case Review: (937) 435-4000 or by email.

Under federal law, negative information must be removed from your consumer credit report after a certain time elapses.

How Long Does Information Remain on Credit Reports?

  • Good information or information that doesn’t adversely affect your score: Indefinitely
  • Criminal convictions: Indefinitely
  • Credit transaction exceeding $150,000: Indefinitely
  • Employment with annual salary exceeding $75,000: Indefinitely
  • Bankruptcies: 10 years after date of Entry of Relief
  • Lawsuits and Judgments: 7 years after longer of Date of Entry or expiration of SOL
  • Records relating to Arrest: Same as Lawsuits and Judgments
  • Paid tax liens: 7 years after paid
  • Student loans: Varies
  • Accounts placed for Collection or Charged Off: 7.5 years from date of first delinquency
  • Everything else: 7 years

Contact consumer lawyer Mandy Jamison today if you have outdated information on your consumer credit report.

Share This Page:

Firm News

December 7, 2017 The Equifax Breach Aftermath …
As you probably recall, on September 7, 2017, Equifax announced that it had suffered one of the largest security...
November 22, 2017 Happy Thanksgiving!
We at JAMISON LAW, LLC are thankful for another great year of assisting people to protect their legal rights against...
November 15, 2016 Attorney Mandy A. Jamison Joins the American Law Society
JAMISON LAW, LLC is pleased to announce that Attorney Mandy Jamison has joined the American Law Society. The American...
Quick Contact Form - Tab
Captcha Image