Contact Information for the Three Major Credit Bureaus
You are entitled to an absolutely FREE copy of your credit report from each of the three major credit bureaus once each year.
Ignore the catchy jingles for services that cost good money to get a credit report. You can get a truly FREE copy at www.annualcreditreport.com with no obligation to you. You may also call (877) 322-8228 for a free report.
However you obtain your reports, Attorney Mandy Jamison highly encourages you to request your report by mail, rather than instantly over the Internet. Clicking the infamous “agree to our terms” button can arguably waive some of your legal rights.
You may also contact the three nationwide credit bureaus directly.*
1 (800) 888-4213
Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022
1 (888) 397-3742 or 1 (888) EXPERIAN
P.O. Box 2002
701 Experian Parkway
Allen, Texas 75013
1 (800) 685-1111
P.O. Box 740241
Atlanta, GA 30374-0241
*This information is subject to change
Other Credit Bureaus & Background Check Companies
There are many, many credit reporting agencies, background check, and tenant reporting companies throughout the United States. Federal law prohibiting false or outdated information generally applies to these companies.
If you have been denied employment, credit or received other less favorable treatment because of false information by any credit reporting agency or background check company, Attorney Jamison is pleased to speak with you about your legal rights.